SIP Calculator
Calculate the estimated future value of your SIP investment.
Investment Details
SIP Investment Summary
What is a SIP Calculator?
A SIP Calculator is a financial planning tool that helps investors estimate the potential future value of regular monthly investments made through a Systematic Investment Plan (SIP).
Enter your monthly investment amount, expected annual return rate and investment period to estimate your total invested amount, potential returns and total future value.
How to Use the SIP Calculator?
- Enter the amount you plan to invest every month.
- Select the expected annual rate of return.
- Choose your investment period in years.
- The calculator will instantly show your invested amount, estimated returns and total investment value.
How Does SIP Calculation Work?
The calculator assumes that the selected monthly investment amount is invested regularly throughout the chosen investment period.
Each monthly investment is allowed to grow based on the expected annual return rate. The calculator estimates the total invested amount, potential investment returns and future value of the SIP investment.
Benefits of SIP Investing
- Allows investors to invest a fixed amount regularly.
- Encourages disciplined and long-term investing.
- Can help investors benefit from the potential effect of compounding over time.
- Allows investors to start with smaller monthly investments and gradually increase their investment amount when required.
Frequently Asked Questions
What is a SIP?
A Systematic Investment Plan (SIP) is a method of investing a fixed amount regularly, usually every month, in an investment scheme such as a mutual fund.
Can I enter ₹0 in the Monthly Investment field?
Yes. The Monthly Investment field can be completely cleared while entering a new amount. When the amount is empty, the calculator treats the monthly investment as ₹0.
Are SIP returns guaranteed?
No. The calculator provides estimates based on the values entered by the user. Actual investment returns may vary depending on market conditions and investment performance.
Can I manually enter my exact monthly SIP amount?
Yes. You can manually enter your monthly investment amount up to ₹3,00,000. The slider will automatically move to the nearest available slider position while the calculator continues to use your exact manually entered amount for the calculation.
Does this calculator include taxes, fees and investment charges?
No. The calculator provides a simplified estimate and does not account for taxes, fees, charges or other investment-related expenses.